FAQ's

Lower Premiums

Over Time

$0 Net Cost

to Add

Employee

Retention

No Disruption

to Existing Plan

More Employee Coverage

Less HR

Time Spent

GOOD TO KNOW

Frequently asked questions

Is there really zero cost for the employer and employee?

Yes. WellthCare™ utilizes IRS Section 125 pre-tax payroll programs. The tax savings generated offset the cost of the plan completely, creating a net-zero cost outcome.

Can we offer this if we already have traditional health insurance?

Absolutely. WellthCare™ complements existing primary medical plans. Employees turn to WellthCare™ first for $0 copays, which helps decrease major medical claims on your main plan.

Can we offer this if we have no insurance plan in place?

Yes. WellthCare™ acts as a stand-alone healthcare and retirement solution, giving uninsured employees access to care, prescriptions, and mental health support.

How much HR admin work is required to manage this?

Minimal. Benefairs and the WellthCare™ team manages setup, onboarding, and ongoing enrollment assistance. Our goal is to make your job easier.

Is there a minimum employee requirement to qualify?

Most W-2 employer groups with at least 10 full-time or part-time employees qualify to participate.

How long does it take to implement WellthCare™ for my company?

Onboarding typically takes 1 to 2 months. WellthCare™ handles the heavy lifting, including payroll integration, employee communication materials, and enrollment setup.

Interested in learning how WellthCare™ could benefit your employees?

We would love to meet with you for a no pressure consultation!

We help employers improve employee health, financial wellness, and retention through innovative benefits that work alongside traditional health insurance, all at no cost to you.

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